Chris Dunham The Real Estate Guy

The First Step to Becoming a Homeowner

April 12, 20253 min read

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The First Step to Becoming a Homeowner

Start with Clarity and Confidence
Buying your first home is exciting—but before you start browsing listings or touring open houses, you need to take the most important first step. Chris Dunham, The Real Estate Guy™, is here to guide you through it. From pre approval to move in day, it all begins with understanding your true buying power.

TDIL: What You’ll Learn in This Blog

  • Why getting pre-approved is the most important step before shopping

  • How pre-approval helps you avoid emotional (and costly) mistakes

  • The reason sellers favor buyers who are already pre-approved

  • How to compare lenders and save thousands over the life of your loan

  • What a clear financial roadmap does to speed up and simplify the closing process

  • Why starting with a pro like Chris gives you confidence and clarity from day one

Chris Dunham The Real Estate Guy

Why Pre Approval Matters Before House Hunting

1. Know Your Budget Before You Shop
Getting pre approved for a mortgage helps you avoid disappointment and sets realistic expectations.
Example: A buyer in Phoenix fell in love with a home listed at five hundred thousand dollars but was only approved for four hundred thousand dollars. Starting with pre approval could have saved time and heartache.

2. Avoid Falling in Love with the Wrong Home
Shopping before pre approval often leads to emotional decisions and financial frustration.
Example: A Glendale couple found their dream home only to learn they could not afford it. With Chris’s help, they regrouped and found a better fit within budget.

3. Be a Serious Buyer in a Competitive Market
Sellers prioritize offers from buyers who are already pre approved. It shows you are ready to move forward.
Example: A Mesa buyer beat out two competing offers thanks to having a strong pre approval letter in hand.

4. Compare Lenders and Secure the Best Rate
Chris can refer you to trusted lenders or you are welcome to use your own. The goal is to lock in a rate and terms that work best for your situation.
Example: A first time buyer in Scottsdale saved thousands over the life of the loan by shopping lenders early in the process.

5. Create a Clear Roadmap to Closing
With your budget defined and paperwork ready, the entire buying process becomes smoother and less stressful.
Example: A Chandler buyer closed in just three weeks thanks to advance prep and early lender communication.

Your Journey Starts with One Step
It is exciting to dream about your new home. Chris Dunham is here to make sure your first step is the right one—so every next step brings you closer to the keys in your hand.

Take the First Step Today
Getting pre approved is simple, fast, and your best first move. Chris Dunham is ready to help you get started.

📞 Call Chris Today
602 321 6188
Let’s talk about your home buying goals and take that first exciting step together.

Chris Dunham The Real Estate Guy

The Home Buying Process
Getting Pre Approved with Guidance from The Real Estate Guy™ #RLS8GUY
https://www.youtube.com/watch?v=dS2pUM_t7hg

Meet Chris Dunham, Arizona’s trusted realtor. With 25+ years of Phoenix real estate expertise, he helps military veterans, condo buyers, investors, and families buy or sell homes with smart strategies and 5-star service.

Chris Dunham The Real Estate Guy™

Meet Chris Dunham, Arizona’s trusted realtor. With 25+ years of Phoenix real estate expertise, he helps military veterans, condo buyers, investors, and families buy or sell homes with smart strategies and 5-star service.

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